Updated: Apr 16, 2019
The 14 Day Rule
Don’t lose your medical benefits after a car accident in Palm Harbor or the greater Tampa Bay area! Did you know that after an automobile collision, you are entitled up to $10,000 to pay for medical expenses? Under the Florida Personal Injury Protection (PIP) statute, any injuries sustained from the collision are covered as long as you seek care from any hospital facility, medical doctor, or chiropractor within 14 days after the date of the collision. This statute was put into place so that every injured person in an accident can receive medical coverage without having to fight over who is at fault.
This “14-day rule” also covers things like lost wages and death benefits. Many individuals are unaware of this relatively new statute that was passed in 2012 and often lose out on these benefits that can dramatically reduce the amount of stress and potential suffering that accommodate any automobile accident. Once these 14 days pass, any symptoms that surface will not be covered by your auto insurance and you will personally be responsible for medical bills whether out of pocket or using health insurance.
If you’ve been injured in a car accident and not sure what happens next, see a medical professional, immediately. Often times, people wait and lose out on their medical coverage. Look for a specialist that works with auto injuries to make sure you have all the appropriate documentation needed for your insurance company. Often times pain and discomfort may not become apparent until after the 14 days. Injuries manifest and can get worst over time. Waiting can cause the injuries to get worst.
If you are looking for a chiropractor that specializes in trauma related injuries such as those from a car accident in Palm Harbor or the surrounding areas, call 727-722-7700, now. A proper examination will be conducted along with all the documentation you need to make sure you don’t lose out on $10,000 of benefits.